WEBVTT

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Joining the military typically impacts

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more than just your life . it often

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becomes a family affair , and if you're

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married , it definitely does . It's a

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commitment of which you and your spouse

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should both be proud . You'll need to

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work together throughout your journey

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and believe it or not , that starts

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with initial entry training . Since you

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probably won't get to communicate much

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while you're there , it's important to

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make sure you're on the same page with

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a lot of topics before you go . And one

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of the most important is finances .

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Here are a few tips that should help in

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this area . First , review your family

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spending plan together before you head

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to training . Discuss your military pay

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so your spouse knows approximately when

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and how much to expect each payday .

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Also , talk about your bills and set

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some spending guidelines for your

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household and of course make sure your

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spouse has the login credentials for

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any online account access they may need .

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The second tip is to discuss and take

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action on important estate planning

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matters . For instance , talk about who

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you plan to name as a beneficiary on

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your service members group life

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insurance and other military benefits ,

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and consider drawing up important legal

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documents like a will and a power of

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attorney or POA . A will provides

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instruction for settling your affairs

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in the event of your death , and a POA

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provides someone else , likely your

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spouse in this case , the legal right

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to handle certain financial matters in

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your absence . Every situation is

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different , so be sure to talk this

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through with your spouse and decide

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what's needed for yours . Now let's

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shift topics a bit and look at some

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resources available to your spouse .

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For financial matters , be sure to have

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them check out Mill spouse

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Moneymission.org . This site is

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designed to be a one stop shop for

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military financial readiness topics ,

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putting general information in the

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context of military life . Another

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tremendous resource isil OneSource.mil .

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This website provides 24/7 support and

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current information impacting military

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life . It also contains employment and

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education resources for spouses . Visit

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the site and search spouse education

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and employment opportunities for more

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information . In closing , it's often

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said that military spouses are the glue

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that holds military families together .

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Make sure yours is positioned to help

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get you both off on the right foot .

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Best of luck in your military career

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and thank you again for your service .

