WEBVTT

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As you welcome a new child into your

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family , chances are at some point the

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worrying begins . And while the

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military may not offer a training

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manual or parenting handbook to help

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put your mind at ease , one excellent

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benefit they do provide is extremely

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affordable health care . And the good

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news is this benefit is available well

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before your new bundle of joy arrives .

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The military's Tricare program covers

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medically necessary pregnancy care ,

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labor and delivery , and postpartum

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care with some limits . Whether you are

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giving birth or adopting , the first

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item on your to do list is to register

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your child in dears within 90 days from

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your child's birth date or date of

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adoption . You may also be required to

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select the appropriate Tricare plan

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based on your situation . You should

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visit Tricare.mil to learn more about

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your options and requirements . Here's

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another important point . If your

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spouse is employed and has civilian

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health insurance and they're going to

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stop working , be sure to coordinate

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the discontinuation of benefits . So

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that TriCare becomes his or her primary

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insurance . Now , here are a couple

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quick health insurance points specific

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to GARD and reservists . First , know

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that Tricare Reserve Select requires

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continuous regular payments to remain

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enrolled . You want to be careful here

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because irregular drill pay can cause

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you and your family to be dropped until

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the next open enrollment period . Next ,

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if you're a guard or reservist with

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civilian insurance coverage , be sure

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to understand deductibles , co-pays ,

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and prescription coverage along with

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the costs for both in-network and out

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of network care . And finally , whether

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you're active duty , guard , or reserve ,

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don't forget about dental coverage for

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your new child . Visit

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Tricare.mil/dental for more information

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on available plans and costs . You can

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also refer to the TriCare handout

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accompanying this training for more

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information . So that wraps up our

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discussion of healthcare when bringing

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a new child into a military family .

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Next up is life insurance .