WEBVTT

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A airman can benefit from my class for

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many reasons . Number one , they're

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gonna learn about entitlement , which

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means how many homes can you own using

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your va home loan ? There are fees that

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a lot of lenders charge that the va

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does not require it . There's nothing

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wrong with the lenders charging this as

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long as you are educated on what fees

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that you don't have to pay and then

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make sure you never pay them . It is

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going to save you thousands and

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thousands of dollars . Hey , hey ,

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everybody . I'm Scotty mcilroy and I

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work for a 401 C nonprofit called the

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Veterans Movement Foundation . Our

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mission is truly just to educate

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everybody on the va home loan benefit .

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I'm a veteran myself in the United

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States Air Force Security forces . The

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biggest highlights that people take

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away is again , is how many homes and ,

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and that uh the va funding fee , what

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it is , how much is it ? And certain

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people are exempt from the va funding

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fee . And we go in depth on people that

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don't have to pay that fee . Uh We , we

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go in depth on the importance of just

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being a homeowner , the , the in our

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country , the and , and people can

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Google this and the net worth of a

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homeowner in our country is over

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$250,000 . The home , the net worth of

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a renter , somebody who rents is around

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$6000 . You're worth 40 times more in

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our country simply by owning a home and

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you have this beautiful benefit that

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has zero money down and you're not

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paying private mortgage insurance .

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Your interest rates are better with the

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va home loan as opposed to conventional

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FH A and , and so on and so forth . And

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so all of these , I go over highlights

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of not only how to use it or , and why

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you should use it . I , I have so many

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success stories of coming to . First of

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all , I love yellow ribbon . I love

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coming here and helping and , and

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meeting the reservist and all the

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veterans . I'm a veteran myself . So I

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just love being around veterans . But

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people have told me to come back and

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said , hey , by the way , because of

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your class , I went by a home . I , I

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made sure I didn't pay any of these

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lending fees you're talking about . I ,

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I took two different companies compared

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them to together and I saved $5000 .

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You know what I mean ? And so that

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makes me obviously feel wonderful that

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this education is getting out there and

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it is helping veterans and our reserves

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save money by buying a home and , and

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understanding the importance of owning ,

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of owning a home . The fact that you

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bring families here , I just loved as

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somebody who was AAA spouse of a chief

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mass sergeant . Uh But , but just this

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knowledge that that is being given to

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the family members is amazing , please .

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If you do come , come see me in your va

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home loan briefing , I promise it's

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gonna be worth your time . The , the

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last thing that I always ask during

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classes is was this worth your time ?

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And I for the most part get a

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resounding . Yes , it's a very loud

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audible . Yes . And so I promise if you

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come to yellow ribbon , you see the va

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home loan um briefing if you come down

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and see me at my resource table and you

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have any questions about real estate

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whatsoever , I promise I can answer

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them and if I can't , I can find

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somebody who does .