WEBVTT 00:00.759 --> 00:02.720 How to find and choose a Tricare 00:02.720 --> 00:06.530 provider . Need to find a Tricare 00:06.530 --> 00:09.159 provider ? No problem , let's make it 00:09.159 --> 00:11.840 easy . Here's how to find the right 00:11.840 --> 00:14.220 care while keeping your costs low . 00:14.920 --> 00:16.976 First , what kind of provider do you 00:16.976 --> 00:19.319 want to see ? Tricare providers fall 00:19.319 --> 00:22.239 into two main types , network and 00:22.239 --> 00:24.909 non-network . Network providers are 00:24.909 --> 00:27.319 your best bet . They work directly with 00:27.319 --> 00:30.040 Tricare , so you'll pay less , avoid 00:30.040 --> 00:32.207 surprise bills , and they'll file your 00:32.207 --> 00:35.240 claims for you . Non-network providers 00:35.240 --> 00:37.459 can still treat you , but costs may be 00:37.459 --> 00:39.459 higher , and you may have to handle 00:39.459 --> 00:42.729 your own paperwork . There are 2 types 00:42.729 --> 00:44.529 of non-network providers , 00:44.810 --> 00:47.409 participating and non-participating 00:47.409 --> 00:51.200 providers . Remember to ask non-network 00:51.200 --> 00:53.422 providers if they're TriCare authorized 00:53.422 --> 00:55.533 before getting care , even if they've 00:55.533 --> 00:57.840 accepted TriCare in the past . If they 00:57.840 --> 01:00.080 aren't TriCare authorized , Tricare 01:00.080 --> 01:02.247 won't pay for any part of your claim . 01:02.639 --> 01:04.472 Now that you know your different 01:04.472 --> 01:06.472 options , you'll need to know where 01:06.472 --> 01:08.306 you're getting care . Tricare is 01:08.306 --> 01:10.528 divided into different regions , east , 01:10.550 --> 01:13.269 west , and overseas , which are managed 01:13.269 --> 01:16.660 by separate contractors . Your Tricare 01:16.660 --> 01:18.660 plan determines the rules for which 01:18.660 --> 01:20.827 providers you can see . So here's what 01:20.827 --> 01:22.938 you need to know about each plan . If 01:22.938 --> 01:25.160 you have Tricare Prime or Tricare Prime 01:25.160 --> 01:27.580 overseas , your PCM will provide most 01:27.580 --> 01:29.779 of your care . So there's no need to 01:29.779 --> 01:32.339 keep looking for a provider . Call your 01:32.339 --> 01:34.660 PCM to make an appointment . If you 01:34.660 --> 01:37.019 need it , your PCM will refer you to a 01:37.019 --> 01:40.069 specialist . If you have TriCare Select , 01:40.309 --> 01:43.069 TriCare Select Overseas , TriCare 01:43.069 --> 01:45.459 Retired Reserve , or TriCare Reserve 01:45.459 --> 01:47.879 Select , you can visit any provider who 01:47.879 --> 01:50.260 is approved by TriCare . Remember , 01:50.400 --> 01:52.344 you'll always pay less when seeing 01:52.344 --> 01:54.709 network providers . If you have TriCare 01:54.709 --> 01:56.400 for Life , seeing a Medicare 01:56.400 --> 01:58.680 participating provider is the most cost 01:58.680 --> 02:01.660 effective option . Now that you know 02:01.660 --> 02:03.771 how to choose a provider , let's help 02:03.771 --> 02:05.771 you find the right one for you . To 02:05.771 --> 02:07.993 find a provider , use the find a doctor 02:07.993 --> 02:10.339 tool on the Tricare website or your 02:10.339 --> 02:12.660 regional contractor's directory . Let's 02:12.660 --> 02:14.716 look at an example . Say you need to 02:14.716 --> 02:16.938 see a dermatologist . You know you want 02:16.938 --> 02:18.938 to visit a network provider to keep 02:18.938 --> 02:21.440 your costs down . You live in the 02:21.440 --> 02:22.440 United States . 02:25.270 --> 02:28.350 And you have Tricare Select . Now 02:28.350 --> 02:30.572 you'll visit the provider directory for 02:30.572 --> 02:32.770 your region and type in dermatology . 02:35.869 --> 02:37.925 If you live in the east region , you 02:37.925 --> 02:40.036 will use the Humana Military Provider 02:40.036 --> 02:42.369 Finder . If you live in the West region , 02:42.369 --> 02:44.258 you will use the TriWest Provider 02:44.258 --> 02:46.779 Finder . If you are overseas , you will 02:46.779 --> 02:49.009 use the Overseas Provider directory . 02:50.580 --> 02:52.860 If you have Tricare for Life , check 02:52.860 --> 02:55.089 out the Medicare provider directory . 02:55.630 --> 02:57.408 Seeing a Medicare participating 02:57.408 --> 02:59.408 provider is the most cost effective 02:59.408 --> 03:01.990 option . Remember , check if they're 03:01.990 --> 03:04.750 TriCare authorized . Follow your plan's 03:04.750 --> 03:07.630 rules , and for lower costs , choose 03:07.630 --> 03:09.741 network providers whenever possible . 03:10.789 --> 03:12.845 Head to the TriCare website to learn 03:12.845 --> 03:14.789 more about making appointments and 03:14.789 --> 03:15.570 getting the care you need .